TSN Football Analyst Chris Schultz is back for his final regular-season edition of NFL Risky Business. Buffalo Sabres Gear . Schultz finished Week 16 of the season 10-7 to improve to 108-102 on the year. Jacksonville at Houston (-10) Case Keenum has definitely earned his second start at quarterback and will probably be invited back to training camp next year after he helped defeat the Baltimore Ravens last week. The AFC North is the NFLs toughest division, while the AFC South could be the NFLs weakest. With only three wins, Jacksonville is only one game ahead of Tennessee for dead last. Houston has a chance to go 9-7 under first year head coach Bill OBrien. Can Jacksonville score enough points to keep it close? I say no. Houston covers the spread. New Orleans (-3.5) at Tampa Bay For the Saints, its the ultimate in disappointing years. Five losses at the Mercedes Benz Superdome and a guarantee losing record means that for the first time in a long time, there is a complete re-building year in 2015. Biggest surprise was the fact they went from one of the worst defenses in 2012 to one of the best in 2013, back to one of the worse again in 2014. Completely bizarre. For the Bucs, they are closing in on qualifying for the No. 1 pick in this years NFL draft. I think they can do it. Saints Indianapolis (-7) at Tennessee How much and who plays are the questions for the Colts. If backup quarterback Matt Hasselback starts for the Colts its not as big of a down grade as what other teams have experienced throughout the season. The Colts need a good, efficient win to erase the memory of the 42-7 loss to Dallas. After the opening drive of the game, Tennessee struggled to do anything offensively throughout their loss in Jacksonville. Colts will respond and bounce back heading into the playoffs. Colts cover. Dallas (-6.5) at Washington The one consistency in a key complimentary way is that the Dallas Cowboys play hard each and every game. They do have an opportunity here to move up to the No. 1 seed if other teams dont capitalize and take advantage but the bigger question is self-preservation. If Tony Romo and DeMarco Murray could sit this one out then playoff game number one would be a best and rested Cowboy team. It is something to consider. Work for the playoffs, not 12-4. With Washington, RG3 needs another good game and he did not play in the previous Cowboys game won by Colt McCoy. Hard one to judge but if they sit Romo, Washington could keep it close. Washington Buffalo (10.5) at New England With Denver losing to Cincinnati and New England beating the Bengals, I wonder who will and who wont play in this game? And with the Bills out of playoffs, who will start at quarterback; EJ Manuel or Kyle Orton? Either way, the Bills defence could keep it real close, especially if backup quarterback Jimmy Garoppolo gets to play a half of football to gain experience. Bills on points. Cleveland at Baltimore (-9) Simply put, the Ravens blew it against the Texans. Baltimore had the easiest schedule of any contender going into the last three weeks of the NFL season, and lost to a team in Houston looking flat and apathetic. Of all the meeting rooms you would not want to be in on this past Monday morning, the Ravens top the list. How they respond this week will show a lot about the team. For Cleveland, it looks like its quarterback No. 3 but even if they had No. 1 or No. 2, I would still look for the Ravens to get their 10th win of the season in this game. Ravens by 10 to cover. New York Jets at Miami (-4.5) The Jets played a very competitive game against the Patriots last week, and that makes sense, given theyre divisional opponents. The Dolphins announced this week Joe Philbin will be back as head coach for Miami. If I am a Dolphins player, this last game is a key evaluation game as the old boss is the new boss again. Miami covers. Chicago at Minnesota (-7) The best thing about this season for the Vikings is that they may have found a quarterback for the present and for the future. Teddy Bridgewater has been a very quiet success story of the 2014 season. Hes not dominant in physical skills, but he is mature and composed. Compare Bridgewater to the Browns Johnny Manziel both off field and in their approach to football and behind the closed doors, I dont think there is a comparison. I am sure every Bear player just wants this season to end and yes, Jay Cutler is back. I dont think the Vikings will come out flat at home in the 16th game. The Bears, however, might. Vikings. San Diego at Kansas City (-2.5) The San Diego Chargers have an opportunity to get their 10th win of the season and enter the playoffs with two straight wins to be confident they earned it. The Chargers come-from-behind win over the 49ers showed a lot of heart and focus. Those traits have been absent in many other teams. For the Chiefs, the best you can do is 9-7. How do you evaluate 9-7? Not great, not bad, hopeful yet disappointing. Sometimes the worst way to end a season is right around .500. I will go back to November 30, when San Diego came back to beat the Ravens in Baltimore. As long as you have Philip Rivers, you have a fourth quarter chance. Chargers make the playoffs. Philadelphia at New York Giants (-2.5) The Giants have known for weeks their season would not end in the playoffs. The Eagles just came to that reality last Sunday. If one team will play with excessive energy, it will be the Giants. If one team may still be thinking what could have been, it will be the Eagles. Giants. St. Louis at Seattle (-13) After all the time, effort and planning, the Seahawks could still lose the NFC West if they lose to St. Louis this week and Arizona beats San Francisco. Both scenarios are possible, even though the Seahawks beat the Cardinals twice this year and held them to just nine points in two games. The first Rams and Seahawks game was in St. Louis, and it was the fake punt and a miss-direction punt return that allowed Jeff Fisher to outsmart Pete Carroll. I dont think it will happen again. The Seahawks need this game for a shot a home-field advantage throughout the NFC playoffs, and I think they get it done. Seahawks dominate and cover. Arizona at San Francisco (-4.5) Logan Thomas (66, 240 lbs) is going to start and have the opportunity to show what he has. Only one question to be asked about Thomas; can he consistently throw accurately? The coach that takes over the 49ers this offseason will get a pretty good team. Colin Kaepernick will improve and they have a good power game with Frank Gore, depending on his future. The 49ers play Arizona twice a year every year, and they know the three-level blitz packages used by Arizonas Todd Bowels very well. On the road after the embarrassing Seattle game, with a rookie quarterback and playoff spot already clinched, I cant pick the Cardinals. 49ers cover. Oakland at Denver (-14.5) This shapes up to be a bounce back game for Peyton Manning. After a four interception game, it will be interesting to see how Manning will respond. After a slow start in Oakland in the first Raiders game, Denver exploded on offence. I dont expect a slow start from the Broncos in the rematch at Mile High Stadium but also dont see the Broncos winning by 15. Oakland. Carolina at Atlanta (-3.5) The winner of the NFC South will have a losing record going into the 2015 NFL playoffs but the players dont care. After 16 weeks, four exhibition games, training camp, minicamp, offseason conditioning and ups and downs of it all, the NFC South divisional title is up for the taking. Who will have a more productive game, Matt Ryan and Julio Jones or Cam Newton and Kelvin Benjamin? Im betting on Ryan and Jones in the Georgia Dome. Atlanta wins the NFC South. Detroit at Green Bay (-7) To win this game, Green Bay has to control the pass rush of the Detroit Lions. Against the Tampa bay Buccaneers, Aaron Rogers took a first half beating. Sometimes it was one on one pass blocking, other times it was receivers not separating effectively down field and other times it was just Rogers holding on to the ball too long and not sacrificing the present play for the next opportunity. Detroit only scored 20 points against a Bears defense that everybody scores points on and will also be without their starting center Dominic Raiola for this game. Yet, when you look at recent history opposing teams do move the ball effectively against the Packers, the biggest indicator being when Atlanta came back to make it a game in Green Bay. Both teams will be at their best for this game. Packers by 10 to cover. Cincinnati at Pittsburgh (-3.5) The Cincinnati Bengals beat the Denver Broncos because of special teams and secondary play last week. Andy Dalton continue to struggle with the deep ball, and his top receiver AJ Green may not be 100 per cent on Sunday night. I thought the Steelers played exceptionally well in critical moments in their Week 16 game against the Chiefs. Stopping Jamaal Charles on a fourth-down run changed the game. Steelers will spend the week watching Jeremy Hill and the success he had last week. Both teams have clinched, but both want the AFC North title. Pittsburgh takes it. Sabres Jerseys China . a€“ All signs point to the Maple Leafs having their top offseason acquisition in the lineup on opening night. Stitched Sabres Jerseys . Then Klay Thompson put his foot on the gas. Thompson scored 19 of his 30 points in the fourth quarter and Harrison Barnes scored 14 points in his season debut to help the Golden State Warriors to a 106-93 victory over the Minnesota Timberwolves on Wednesday night. https://www.cheapsabres.com/ . Olsen, who is 6-foot-3 and 305 pounds, can play either centre or guard. The 25-year-old Olsen played 16 games and made four starts in 2012 with the New Orleans Saints.CLEVELAND -- Michael Kidd-Gilchrist and the Charlotte Bobcats kept playing, even when they trailed by double digits in the third quarter. They eventually found a way to get past the Cleveland Cavaliers. Kidd-Gilchrist scored 16 points and the Bobcats used a strong fourth quarter to defeat the Cavaliers 86-80 on Friday night. "Its a new season, new guys, a new staff, new everything," Kidd-Gilchrist said. "Ill take this win. Ill take any win we can get this season. One step at a time." While its only November, the Bobcats are feeling good about themselves. Charlotte is 5-4 after finishing 21-61 last season. "A lot of it just comes down to how badly the guys in the locker room want to win," first-year coach Steve Clifford said. "Its a great win, a win on the road against a physical team that plays good defence." Kyrie Irving, wearing a mask to protect a nasal fracture, had 18 points and 10 assists for Cleveland, which lost for the first time in four games at home. The Cavaliers (3-7) have lost three straight and five of six. Clevelands wins have come by four, one and two points. "We just didnt play with any sense of urgency at all defensively," coach Mike Brown said. "We didnt do anything we were supposed to do." The Cavaliers are 0-6 on the road and play in Washington on Saturday. The Bobcats outscored the Cavaliers 29-22 in the final period to win for only the second time in 16 games at Quicken Loans Arena. The Bobcats trailed 53-41 midway through the third quarter, but cut the lead to 58-57 going into the fourth quarter. Anthony Tollivers 3-pointer put Charlotte ahead 60-58 for its first lead of the game and the Bobcats never trailed again. Kidd-Gilchrist had eight points in the fourth, including a three-point play that gave Charlotte an 81-70 lead with 6:08 remaining. Ramon Sessions and Kemba Walker hit 3-pointers and Cody Zeller added a three-point play to spark the Bobcats run. Cleveland trailed 82-76 before Josh McRoberts 3-pointer from thee corner with 1:02 remaining sealed the win. Wholesale Sabres Jerseys. McRoberts scored 13 points while Sessions and Walker added 12 apiece. Jeff Taylor scored 11 points for Charlotte, which won 89-83 in Boston on Wednesday. Charlotte cut a 10-point deficit to four at halftime, but the Cavaliers began the third quarter on a 16-8 spurt. Irving was hit in the face by an elbow from Minnesotas Corey Brewer on Wednesday. The All-Star point guard has a bruise under his right eye and will wear the mask for an undetermined period of time. "The mask was awful, but Ive got to play through it," said Irving, who was 5 of 16 from the field. "Hopefully, it will help me shoot better." Tristan Thompson and Earl Clark each scored 15 points for the Cavaliers. Bobcats centre Al Jefferson missed the game because of the sore right ankle thats bothered him since training camp. He played in Charlottes last two games after missing its previous five. Hes averaging team highs of 15 points and 8.7 rebounds. Jefferson also missed the Bobcats 90-84 win over the Cavaliers in Charlotte on Nov. 1. Cleveland played its second straight game without centre Andrew Bynum, who was excused by the team to address a family medical matter. Bynum is expected to return for Saturdays game. Cavaliers forward Anthony Bennett, the No. 1 pick in the NBA draft, scored two points and is 4 for 35 from the field this season. NOTES: Cavaliers G Dion Waiters didnt play because of the flu and wont travel to Washington. C.J. Miles started at shooting guard. Clark started at small forward in place of Alonzo Gee. ... McRoberts started after missing Wednesdays game in Boston because of a personal matter. ... Charlotte, which has lost 12 straight to Miami, hosts the Heat on Saturday. ... Bismack Biyombo replaced Jefferson in the starting lineup. He was scoreless but had 12 rebounds. ... A youngster participating in a YMCA game at halftime hit a half-court shot at the buzzer, which drew one of the biggest cheers of the night. ' ' '